LONG-TERM CARE

What is Long-Term Care (LTC)?

Long term care refers to a broad range of medical, social, personal care and supportive services needed by individuals over a period of time.
so. . .

LTC is not just Nursing Home Care
LTC is not just Home Health Care
LTC is not just Adult Day Care
LTC is ALL OF THESE

BABY BOOMERS ARE LEARNING LTC LESSONS

A sad chapter in the history of the baby boom generation is being written in the offices of our nation’s nursing homes and assisted living facilities. Sitting next to their aging parents, baby boomers are finding out just how much nursing and assisted living facility care costs. And they are finding out just how little assistance the government provides. For those families fortunate enough not to have faced this scenario, now is the time to learn more about long term care.
According to Sen. Charles Grassely, ” All Americans must be alert and prepare for long term care needs.” The American Health Care Association agrees. It recommends
that individuals take advantage of the numerous retirement savings plans that are available. But the AHCA also cautions that it is not enough to save for retirement; one must also prepare for the increase in health care costs that comes with age.
Through education about the issues of long term care, and the purchase of long term care insurance, baby boomers can enter their retirement years secure in the knowledge that they have prepared themselves for the possibility of needing long term care. More importantly, they can pass the lessons they learned on to their children.

 

 

LONG-TERM CARE

  • Our personal needs survey can help you determine the level of importance of considering Long-Term Care insurance for yourself. Complete the survey below to the best of your ability. Based on your survey results, we can offer a professional evaluation and consultation to discuss your needs.
  • THINK ABOUT YOURSELF:

  • THINK ABOUT YOUR FAMILY:

  • THINK ABOUT COMMUNITY SUPPORT:

  • THINK ABOUT YOUR FINANCIAL SITUATION:

  • How many times did you answer "YES" above? If you are not married, add 2 to your score. If you check "support from family is not available," add four to your score.
  • Thank you for taking the personal needs survey. Would you like to have an agent contact you in regards to your survey findings? Please click "SUBMIT" to send your request, along with the survey results to a Dalton Insurance Agent. We will contact you within 48 hours.
 

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